Living Benefits Rider

Experience Life, live life, love life, challenge life but remember it just doesn't happen to the other guy. Paralysis, comas, severe burns, traumatic brain injuries. Introducing another first in the industry!

The Living Benefits Riders!

Life is a journey: Jessica's Story

Why Living Benefit Riders Matter

Accelerated Benefit Rider (ABR)

Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless there is a need for life insurance.

Benefits received under the ABRs can be used to reimburse your medical expenses or loss of income. In fact, ABR benefits are generally* not restricted and can be used for anything such as: Hospice services; Medical treatments, services, medication and equipment and Home modification or change in lifestyle.

Lifetime Income Benefit Rider (LIBR)

With LIBR, we can provide you with a stream of income for life – guaranteed. It is automatically added to eligible policies with no additional charge at issue, and gives the insured an option to exercise this rider once certain conditions have been met.

Guaranteed Income Lifetime Rider (GLIR)

With our Guaranteed Lifetime Income Riders(GLIR), indexed annuities can provide an income stream that cannot be outlived. They can last for the lifetime of one individual, or be set up to last the lifetime of an individual and continue to their spouse after their death.

Not Sure if you have Living Benefits? Contact us for a free policy review.