Enjoy life, be assured, get insured!

Life by Design is focused on helping you protect your family and assets and prepare you for any unexpected life events. We help you design your life basing on your requirements and needs. Did you know that you don't have to die to get benefits from a life insurance? Yes! With Living Benefits you can, and with no additional cost.


Generally, the purpose of life insurance is to provide peace of mind by assuring that financial loss or hardship will be alleviated in the event of the insured person's death. Life insurance benefits can help replace your income if you pass away. This means your beneficiaries could use the money to help cover essential expenses, such as paying a mortgage or college tuition for your children. It can also be used to pay off debt, such as credit card bills or an outstanding car loan. In contrast, with Living Benefits, you don't have to die to utilize your insurance money.


But let me ask you this, What if you did not die, but just sick and cannot work?


what if it's more than that? What if you can get more benefits with life insurance even if you are still alive?

I know what you are thinking right now... “I will not get sick, I don’t have money, life insurance is just as an additional expense, etc.”, but let me ask you this, what if it's more than that? What if you can get more benefits with life insurance even if you are still alive? With Life by Design we offer Living Benefits where in you dont have to die to get money

Well, there are actually additional benefits associated with our life Insurance and annuity solutions provided by optional riders. We call them Living Benefits and the best way to understand the impact living benefits can have is to hear from policy owners who have actually used them.


As my banner goes let's celebrate life and get insured because with Living Benefits we can better our lives and continue living.


But let me ask you this, what if a sudden incident happen, you did not die but you lost your job or source of income because of that incident. This is where you can take advantage of living benefits by utilizing your insurance to be your income.


Not Sure if you have Living Benefits? Contact us for a free policy review.